Unfortunately, a number of people now drive without any insurance and many of these individuals also have limited financial means. In such a case, pursuing a civil claim against the uninsured driver would probably be pointless.
Under the Road Traffic Act 1988, all road users are required to have at least third party insurance indemnifying them against claims by persons injured or suffering accidental damage caused by their negligence.
If you have been involved in an incident where the third party isn’t insured you can apply for compensation from the Motor Insurers Bureau under the Uninsured Drivers' Agreement.
It is necessary to pursue the claim against an uninsured driver in much the same way as if there was a motor insurer involved but with the difference that there are additional important procedural hurdles for the Claimant to overcome set out in the Motor Insurance Bureau Uninsured Drivers Agreement.
If you are injured in a road traffic accident and the negligent driver is uninsured Adam Solicitors can help you to claim the compensation you deserve.
You must report any failure by a party to provide their insurance details to the police as soon as practicable as failure to do so may prejudice your right to claim compensation.
If you would like to know how Adam Solicitors can help you with your uninsured driver personal injury claim please complete our short contact form and we will get in touch with you.
Adam Solicitors is a firm authorised and regulated by the Solicitors Regulation Authority experienced in dealing with your road traffic accident personal injury claim.